Worker information
Frequently Asked Questions
Clear answers to common worker registration, CIS and payroll questions.
What is CIS?
The Construction Industry Scheme is a tax regime administered by HM Revenue and Customs for payments made to subcontractors within the construction industry. Tax can be deducted from payments on account of your tax liabilities due at the end of the financial year.
How do I register for self-employment?
You can register for self-employment by contacting HMRC. When registered, your Unique Taxpayer Reference number will be sent to you. Once you have this number, you can be registered under the CIS scheme.
Why am I being taxed 30%?
If you are not registered under the CIS scheme, HMRC may require tax to be deducted at the higher 30% rate until your UTR is verified.
Do I get holiday or sick pay?
No. These payments apply to employees. By registering with Rosewood Tradesmen Ltd, you are confirming that you are genuinely self-employed.
How do I know when I will be paid?
You should receive payment information confirming the amount due and the payment schedule. You may also receive a payment deduction statement confirming amounts paid and CIS tax deducted where appropriate.
What is the Rosewood Tradesmen Ltd fee for?
The fee or margin covers the processing of payments and administration needed to ensure deductions and notifications are handled correctly.
As self-employed, who am I working for?
As a self-employed person you are working for yourself. Rosewood Tradesmen Ltd may be engaged by a client to provide construction services, and you may provide those services as a skilled subcontractor.
What happens when a project ends?
As a self-employed person, you are not entitled to redundancy payment if a project ends. Self-employment allows flexibility to move between projects where suitable work is available.
Do I need to pay National Insurance?
Yes. As a self-employed operative, you are responsible for your National Insurance contributions and your self-assessment tax return.